Sofia Marchetti
Sofia Marchetti covers payments, real-time rails, and the fintech partnerships reshaping how community institutions compete. From FedNow adoption to banking-as-a-service oversight, she tracks where the money actually moves and what it means for smaller banks and credit unions. She writes for the product and payments leaders deciding what to build, buy, or partner on.
5 articles by Sofia
Instant Payments Went Mainstream. Is Your Institution Ready to Compete in 2026?
FedNow and RTP are live and volumes are climbing — instant payments are now table stakes. Why receive-only isn't a strat
Top 10 business banking features Bank and Credit Unions need
Banking Software Revolution: 10 Game-changing Features for the Future!
The Crucial Role of APIs and SDKs in Banking Software for Banks and Credit Unions
Traditional brick-and-mortar banks and credit unions are embracing technology to provide more convenient and efficient s
The Role of Account Aggregation in Modern Financial Awareness
Beyond Banking In today’s fast-paced financial landscape, staying informed about your financial situation is more
The Power of Spend Management for Banks and Credit Unions
Table of Contents: In the ever-evolving landscape of financial services, banks and credit unions are continuously seekin