Priya Nandakumar covers the technology stack behind modern banking — core platforms, digital account opening, and the API integrations that connect them. Over more than a decade working alongside community banks and credit unions on digital transformation programs, she's seen firsthand what separates a smooth core migration from a painful one. She writes to help operators cut through vendor hype and ship digital experiences members actually use.
The CFPB's 1033 rule makes member financial data portable and kills screen scraping in favor of secure APIs. Why open ba
The community institutions getting real value from generative AI in 2026 didn't launch a flashy chatbot — they pointed i
In a recent development that signals a significant leap towards digital modernization, Greylock Federal Credit Union has
One trend that has caught the attention of financial institutions worldwide is the rise of the microtransaction in video
Credit unions in Alabama are redefining Personal Finance services, offering a member-centric approach that contrasts sh
As we approach 2024, the fintech and payments sector is poised for transformative changes. Rapid technological advanceme
Fintech Innovations Revolutionize Banking
Alkami Technology, Inc., the powerhouse in cloud-based digital banking solutions, just made it to the prestigious 2023 I
I have been in the banking and credit union industry for about 6 years now, more on the fintech side. I get a lot of que
In recent years, months actually, artificial intelligence (AI) has revolutionized numerous sectors, and credit union len
The Banking and Finance Industry’s Technological Dilemma: Racing to Catch Up in a Tech-Driven Future In an era def
Introduction Understanding Customer Identification Programs (CIP) Documentary CIP: A Closer Look Definition and Process
1. Introduction 2. The Need for Streamlined Account Opening 3. Benefits of a Streamlined Digital Account Opening Solutio