Priya Nandakumar
Author

Priya Nandakumar

Digital Banking & Core Systems Editor

Priya Nandakumar covers the technology stack behind modern banking — core platforms, digital account opening, and the API integrations that connect them. Over more than a decade working alongside community banks and credit unions on digital transformation programs, she's seen firsthand what separates a smooth core migration from a painful one. She writes to help operators cut through vendor hype and ship digital experiences members actually use.

Digital bankingCore banking systemsDigital account openingBanking APIsFintech integration

13 articles by Priya

Open Banking Arrives: What the 1033 Rule Means for Banks and Credit Unions
Digital Banking Solutions

Open Banking Arrives: What the 1033 Rule Means for Banks and Credit Unions

The CFPB's 1033 rule makes member financial data portable and kills screen scraping in favor of secure APIs. Why open ba

Priya Nandakumar·3 min
Generative AI in Banking: What Community Institutions Are Actually Deploying in 2026
Artificial Intelligence

Generative AI in Banking: What Community Institutions Are Actually Deploying in 2026

The community institutions getting real value from generative AI in 2026 didn't launch a flashy chatbot — they pointed i

Priya Nandakumar·3 min
Greylock Federal Credit Union Elevates Digital Banking Experience Through Partnership With Alkami Technology
Digital Banking Solutions

Greylock Federal Credit Union Elevates Digital Banking Experience Through Partnership With Alkami Technology

In a recent development that signals a significant leap towards digital modernization, Greylock Federal Credit Union has

Priya Nandakumar·2 min
Microtransaction Implications for Banks and Credit Unions
Technology

Microtransaction Implications for Banks and Credit Unions

One trend that has caught the attention of financial institutions worldwide is the rise of the microtransaction in video

Priya Nandakumar·6 min
Why Alabama Credit Unions are Transforming Personal Finance
Digital Banking Solutions

Why Alabama Credit Unions are Transforming Personal Finance

Credit unions in Alabama are redefining Personal Finance  services, offering a member-centric approach that contrasts sh

Priya Nandakumar·6 min
Exploring the Future of Fintech and Payments: 2024 Trends to Watch
Technology

Exploring the Future of Fintech and Payments: 2024 Trends to Watch

As we approach 2024, the fintech and payments sector is poised for transformative changes. Rapid technological advanceme

Priya Nandakumar·4 min
Fintech Growth Strategies Impact Future of Banking
Technology

Fintech Growth Strategies Impact Future of Banking

Fintech Innovations Revolutionize Banking

Priya Nandakumar·3 min
Alkami Technology makes the top 100 of IDC FinTech Rankings
Digital Banking Solutions

Alkami Technology makes the top 100 of IDC FinTech Rankings

Alkami Technology, Inc., the powerhouse in cloud-based digital banking solutions, just made it to the prestigious 2023 I

Priya Nandakumar·2 min
Understanding Banking Cores: The Heart of Modern Banking Systems
Technology

Understanding Banking Cores: The Heart of Modern Banking Systems

I have been in the banking and credit union industry for about 6 years now, more on the fintech side. I get a lot of que

Priya Nandakumar·9 min
AI-Powered Lending: The Future Is Now
Artificial Intelligence

AI-Powered Lending: The Future Is Now

In recent years, months actually, artificial intelligence (AI) has revolutionized numerous sectors, and credit union len

Priya Nandakumar·6 min
Are smaller Banks and Credit Unions winning the tech race?
Technology

Are smaller Banks and Credit Unions winning the tech race?

The Banking and Finance Industry’s Technological Dilemma: Racing to Catch Up in a Tech-Driven Future In an era def

Priya Nandakumar·4 min
Understanding Customer Identification Programs (CIP)
Digital Account Opening

Understanding Customer Identification Programs (CIP)

Introduction Understanding Customer Identification Programs (CIP) Documentary CIP: A Closer Look Definition and Process

Priya Nandakumar·5 min
Streamline Your Financial Institutions Digital Account Opening
Digital Account Opening

Streamline Your Financial Institutions Digital Account Opening

1. Introduction 2. The Need for Streamlined Account Opening 3. Benefits of a Streamlined Digital Account Opening Solutio

Priya Nandakumar·6 min